![]() ![]() Unfortunately, that only allows you to be late on the mortgage once in the last two years. However, because of the frequency of mortgage lates committed by homeowners in recent years, some mortgage lenders and banks now allow one 30-day mortgage late in the past 24 months before a subsequent home loan application. ![]() ![]() And mortgage lenders and banks aren’t particularly keen on lending to homeowners who couldn’t pay their home loan on time in the past. Simply put, mortgage lates severely damage your credit score. ![]()
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